How can Financial Peace University change your life? During this 13 week, Biblically based, life changing ministry with lifetime family membership you will learn:

• How to put together a spending plan that really works
• Step-by-step how to get out of debt
• The security of an emergency fund
• How to confidently invest for the future
• To remove the stress that comes with financial problems
• The secret to improving your marriage
• How to make wise insurance decisions
• To take back control from creditors
• The value of negotiating Big Bargains
• The best way to buy and sell a home
• The blessings of giving
• The benefits of IRAs, 401k and other retirement plans and how they work
• And much, much more!

Gaylord Evangelical Free Church will be conducting Dave Ramsey's Financial Peace University again. It will be offered at the church on Wednesdays run for 13 consecutive weeks. The time of the class will be 6:00 p.m. downstairs in the Music Room, B-11 and run for two hours each class. If you would like to be part of this life-changing program on personal finance, please call the church office, 732-2647 to sign up. There is a cost of $95 for the FPU kit that will be used in the class.